"It was our first time buying a newly constructed home and Ray really made it easy for us and prepared us for the entire process. You're Amazing Ray!"
"I am so happy I booked that 15-Minute appointment with you! I still can't get over how much I save every month, refinancing the house was well worth it. Thanks so much Ray!"
"Ray was professional and informative. I was very busy and I had left little time to apply for a mortgage. Ray assisted with every step and reduced my anxiety, making everything much more easily achievable. Having the ability to perform everything online and over the phone allowed me to continue my busy schedule and still be able to purchase my new home."
"Thank you so much for helping us through this process. It was the first time doing something like this and you made the process as simple and as clear for us. We really appreciate your professionalism through it all Ray! "