Ray Russo Your Neighbourhood Mortgage Professional



Purchasing  A Home?

Need A Mortgage?

Now that you’ve found your new dream home, where do you start?

 I can tailor a custom mortgage loan quote to meet your specific needs and goals. Get started with my online mortgage application and I will provide you with a free quote without pulling your credit score. You can choose between fixed or variable rates, open or closed products; Receive custom quotes within 24 hours.


Shopping for the best rate can seem confusing if you’re a first-time buyer or even an experienced homeowner. Use my free mortgage app and compare my live rates that are competing daily for your business. FREE APP

Or have me do all the work for you, book your consultation.


When you are ready to get approved for a home mortgage loan, you can count on Ray Russo Your Neighbourhood Mortgage Professional for personalized service in the New Tecumseth, ON. 

Get Pre-Approved!

   Own A Home? Want To Refinance?

Many homeowners in New Tecumseth are investing money in their current homes, adding new basements, new kitchens, upgrading master bathrooms. These are the most common renovations that can cost large money. Ray Russo will find the most effective way to access the valuable equity in your home to supply the required funds to start and finish your home renovation. Book your 15-Minute consultation.


Living paycheck to paycheck?

You’re not alone.  Canadians are carrying heavier loads of personal debt then ever before. For some of us, the cost of servicing those debts is in itself an obstacle to correcting the problem. Each month can be a chase to make the interest payments to keep the debt afloat.  Sometimes, it may help to consolidate debt into your mortgage. Find out if its the right move for you, book your free consultation.

Are you considering refinancing to pay down debt?

I specialize in debt consolidation through mortgage refinance. You can lower your total monthly payments by unlocking up to 75-80% of your home’s value. My clients save an average of 62-72% on their monthly payments by utilizing their mortgage equity to pay off their bills sooner and at a lower rate.

With your bills consolidated, your interest and payments will be dramatically reduced, saving you money every month. 

Refi & Save

The Mortgage Process

The mortgage process can seem overwhelming, an emotional process because a mortgage is a loan you are taking to buy a home for yourself and your family which makes it infinitely more than just a loan. Or it may represent the loan you are taking to refinance your home to invest in your business dreams or to clean up some debts that have thrown you sideways.  If you are nervous about the whole process or whether you will even be approved, then book your 15-minute consultation and I will put you on the right path.

Next Steps…

Download my free Phone App & your pre-approval certificate will arrive in your email within minutes.

Free Mortgage App

"It was our first time buying a newly constructed home and Ray really made it easy for us and prepared us for the entire process. You're Amazing Ray!"
Andrew & Tiffany
"I am so happy I booked that 15-Minute appointment with you! I still can't get over how much I save every month, refinancing the house was well worth it. Thanks so much Ray!"
Nicole and Trevor
"Ray was professional and informative. I was very busy and I had left little time to apply for a mortgage. Ray assisted with every step and reduced my anxiety, making everything much more easily achievable. Having the ability to perform everything online and over the phone allowed me to continue my busy schedule and still be able to purchase my new home."
"Thank you so much for helping us through this process. It was the first time doing something like this and you made the process as simple and as clear for us. We really appreciate your professionalism through it all Ray! "
Katie & Rob

Ray Russo 647.381.7219


130 Bass Pro Mills Drive, Unit 64Vaughan, Ontario  L4K-5X2 Independently Owned & Operated Broker Lic.  #12123